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Why do hospital financial advisors want you to pay BEFORE treatment?

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I'm scheduling myself a direct shoulder arthrogram and MRI at a hospital. I opted for the more expensive hospital because I felt more comfortable with their doctor than an MRI clinic.

I have shitty high deductible insurance, so I'm essentially paying this alone. I call the financial advisor, who initially quoted a price of $964 which I knew was very low. I had to fight for a week to get them to double check, then she calls back and said "Oh LOL it's actually $3559.26". First red flag - incompetence. Regardless, I was shocked at how high this was for a one joint MRI with contrast. She then offers me a 20% discount - of course I accepted. Then I realize from her talking that the discount only applies if I pay TODAY, NOW (one week before my procedure). She'd 'grace' me with a 20% discount to $2847.41.

First, why do financial advisors push this? Is this normal? What benefit could it possibly give them for me to pay one week prior to my procedure as opposed to paying directly after my procedure?

Second, does $2847.41 for a shoulder arthrogram and MRI seem insane to you for a hospital, or in the normal range?

submitted by /u/SteveJobsIdiotCousin
[link] [comments]

source https://www.reddit.com/r/Radiology/comments/pqrftk/why_do_hospital_financial_advisors_want_you_to/
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